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5 Investing Tools to Automate Your Wealth

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Want to build wealth on autopilot? These five investing tools make it easy—so you can grow your money without stress. Stick around because at the end, I’ll share an action plan to help you set up automated investing today!

Tool 1: Robo-Advisors

What it does: A robo-advisor automatically invests your money into a diversified portfolio based on your risk level.

Global Market Example:

  • Wealthfront & Betterment (U.S.) – AI-driven portfolio management with automatic tax-loss harvesting.
  • M1 Finance (U.S.) – Hybrid robo-advisor with customizable portfolios.

Canadian Market Example:

  • Wealthsimple Invest – Canada’s leading robo-advisor, offering automated investing with no effort.
  • Questwealth Portfolios – Low-cost robo-advisor by Questrade.

Philippine Market Example:

  • GInvest (by GCash) – A beginner-friendly way to invest in global ETFs passively.
  • BPI Invest – A robo-advisory service by the Bank of the Philippine Islands.

🚀 Action Item:

  • Open a robo-advisor account and set up automatic contributions (e.g., $100/month).
  • Choose a portfolio that matches your risk level (conservative, balanced, or aggressive).

Tool 2: Auto-Investing Apps

What it does: These apps invest spare change or scheduled amounts into ETFs and stocks.

Global Market Example:

  • Acorns (U.S.) – Rounds up spare change from purchases and invests it.
  • Stash (U.S.) – Allows fractional investing with small amounts.

Canadian Market Example:

  • Wealthsimple Trade – Allows zero-commission auto-investing into stocks and ETFs.
  • Moka – A micro-investing app that rounds up purchases and invests the difference.

Philippine Market Example:

  • Coins.ph – Allows auto-buying of Bitcoin and Ethereum for long-term investing.
  • GCash GInvest – Lets users automate small, recurring investments in global funds.

🚀 Action Item:

  • Set up round-up investing with an app like Acorns (U.S.), Moka (Canada), or Coins.ph (Philippines).
  • Schedule monthly auto-investments into ETFs or blue-chip stocks.

Tool 3: Dividend Reinvestment Plans (DRIP)

What it does: Automatically reinvests your dividends to buy more shares—compounding your returns over time.

Global Market Example:

  • Coca-Cola (KO), Johnson & Johnson (JNJ), McDonald's (MCD) – All offer DRIP programs.
  • Vanguard & Schwab ETFs – Many dividend ETFs allow automatic reinvestment.

Canadian Market Example:

  • Royal Bank of Canada (RY.TO), Fortis (FTS.TO), Enbridge (ENB.TO) – Major dividend payers with DRIP options.
  • TD e-Series & Canadian dividend ETFs – Automatically reinvest dividends.

Philippine Market Example:

  • AREIT (AREIT.PSE) – A Philippine REIT offering consistent dividends.
  • BDO, Metrobank, and other blue-chip stocks – Many investors manually reinvest dividends, but automation options are limited.

🚀 Action Item:

  • Activate DRIP in your brokerage account to reinvest dividends automatically.
  • If your broker doesn’t offer DRIP, manually reinvest dividends every quarter.

Tool 4: Portfolio Rebalancing Software

What it does: Adjusts your investments automatically to maintain the right balance between stocks, bonds, and other assets.

Global Market Example:

  • Wealthfront & Betterment (U.S.) – Automatic tax-efficient rebalancing.
  • Personal Capital – Portfolio tracking and optimization.

Canadian Market Example:

  • Questrade Questwealth – Rebalances portfolios for passive investors.
  • Passiv (for Questrade) – Helps automate rebalancing based on your targets.

Philippine Market Example:

  • BPI Wealth Asset Management – Offers managed rebalancing for long-term investors.
  • GInvest & ATRAM funds – Provide automated asset allocation.

🚀 Action Item:

  • If you use a robo-advisor, check that it automatically rebalances your portfolio.
  • If you self-manage, set a reminder every 6-12 months to rebalance your portfolio manually.

Tool 5: AI Stock Screeners

What it does: Uses AI and algorithms to identify the best stocks based on growth, dividends, or undervaluation.

Global Market Example:

  • Trade Ideas (U.S.) – AI-powered real-time stock screening.
  • Finviz (U.S.) – A free tool for filtering high-potential stocks.

Canadian Market Example:

  • Stocktrades.ca – Helps Canadians find top stocks.
  • Yahoo Finance Premium – Offers AI-driven analysis.

Philippine Market Example:

  • COL Financial stock screeners – Built-in research tools for Philippine stocks.
  • Investagrams – A platform for screening and tracking Philippine stocks.

🚀 Action Item:

  • Set up an AI-powered stock screener to find undervalued stocks with high growth potential.
  • Use Finviz (U.S.), Stocktrades.ca (Canada), or Investagrams (Philippines) to filter strong buy opportunities.

Now that you know the five best investing tools to automate your wealth, which one will you start using today? Drop a comment below! If you found this helpful, hit the like button and subscribe for more investing strategies!