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5 Age-Old Proven Strategies to Guarantee Your Investment Growth

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Want to grow your investments without taking unnecessary risks? These five time-tested strategies have been used by the world’s most successful investors to consistently build wealth. Stick around because at the end, I’ll show you exactly how to apply these strategies to your portfolio today!

Strategy 1: Buy and Hold

What it is:

  • This strategy involves purchasing quality assets and holding them long-term, allowing them to appreciate in value.
  • Historically, the stock market, real estate, and even gold have grown over time, making patience a powerful investing tool.

Global Market Example:

  • If you had invested $10,000 in the S&P 500 in 1980, it would be worth over $1 million today.
  • Warren Buffett is famous for saying, "The stock market is designed to transfer money from the impatient to the patient."

Canadian Market Example:

  • Royal Bank of Canada (RY.TO) has been paying dividends and growing for decades.
  • Toronto real estate prices have doubled every 10-15 years.

Philippine Market Example:

  • SM Investments (SM.PSE) and Ayala Corporation (AC.PSE) have generated massive returns for long-term investors.
  • Real estate in Makati, BGC, and Cebu has appreciated significantly.

🚀 Action Items:
✅ Pick three blue-chip stocks or ETFs to hold for at least 10 years.
✅ Research real estate markets and consider a long-term investment.
✅ Use automatic investing to regularly buy and hold assets.

Strategy 2: Dollar-Cost Averaging (DCA)

What it is:

  • Instead of investing a lump sum at once, DCA involves investing a fixed amount at regular intervals (e.g., $100/month).
  • This smooths out market fluctuations and reduces the impact of market crashes.

Global Market Example:

  • Someone who started investing $100/month into the S&P 500 during the 2008 crash would have seen their investments multiply by 5-6x by 2023.

Canadian Market Example:

  • Investors who DCA into ETFs like XIC (iShares TSX ETF) benefit from Canada’s steady long-term growth.

Philippine Market Example:

  • Investing ₱5,000/month into FMETF (First Metro Consumer ETF) can build wealth over time.

🚀 Action Items:
✅ Set up automatic monthly investments into ETFs like VOO (U.S.), XIC (Canada), or FMETF (Philippines).
✅ Stick to your investment schedule regardless of market dips.

Strategy 3: Dividend Investing

What it is:

  • Buying stocks that pay regular dividends so you earn passive income.
  • Dividends can be reinvested to compound wealth over time.

Global Market Example:

  • Coca-Cola (KO), Johnson & Johnson (JNJ), and McDonald's (MCD) have been paying dividends for decades.
  • The Vanguard Dividend Growth ETF (VIG) is a great way to invest in dividend stocks.

Canadian Market Example:

  • Enbridge (ENB.TO), Fortis (FTS.TO), and Bank of Montreal (BMO.TO) pay strong dividends.

Philippine Market Example:

  • AREIT (AREIT.PSE) – Philippines' first real estate investment trust, paying consistent dividends.
  • Meralco (MER.PSE) and BDO (BDO.PSE) – Top dividend-paying stocks in the Philippines.

🚀 Action Items:
✅ Invest in at least 3 dividend-paying stocks in your country.
✅ Reinvest dividends using DRIP (Dividend Reinvestment Plan) to maximize growth.

Strategy 4: Real Estate Leveraging

What it is:

  • Using other people’s money (OPM) (like bank loans) to buy property and rent it out for passive income.
  • Real estate values tend to rise over time, making this a powerful wealth-building strategy.

Global Market Example:

  • Investors in Dubai, New York, and Singapore leverage low-interest loans to build rental property portfolios.

Canadian Market Example:

  • Toronto & Vancouver condos have seen 30%+ appreciation in the last decade.
  • REITs like RioCan (REI.UN.TO) offer real estate exposure without buying physical property.

Philippine Market Example:

  • Makati, BGC, and Cebu condos attract high demand from foreigners and expats.
  • AREIT (AREIT.PSE) lets Filipinos invest in commercial real estate with small capital.

🚀 Action Items:
✅ If you have capital, explore pre-selling condos or rental properties.
✅ If you don’t, invest in REITs (Real Estate Investment Trusts) for property exposure.

Strategy 5: Investing in Index Funds

What it is:

  • Instead of picking individual stocks, index funds track the overall market.
  • Historically, 80% of actively managed funds fail to beat index funds over time.

Global Market Example:

  • VOO (Vanguard S&P 500 ETF) – Has averaged 10% returns per year for decades.
  • Vanguard Total Stock Market ETF (VTI) – Offers diversified exposure to the entire U.S. stock market.

Canadian Market Example:

  • iShares S&P/TSX 60 ETF (XIU.TO) – Provides exposure to Canada’s top 60 companies.

Philippine Market Example:

  • First Metro Consumer ETF (FMETF.PSE) – Invests in the top 30 companies in the PSE Index.

🚀 Action Items:
✅ Invest in one index fund ETF based on your market preference.
✅ Hold for at least 10 years to let compounding work in your favor.

Which of these five strategies do you use? Comment below! If you found this valuable, hit like and subscribe for more investing wisdom!